Call reports 2020
FIRST NATIONAL BANK OF DUBLIN — 2020
What FIRST NATIONAL BANK OF DUBLIN reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 95,318,000 | 104,734,000 | 107,315,000 | 111,825,000 |
| Total loans | 72,327,000 | 74,422,000 | 72,756,000 | 70,610,000 |
| Allowance for loan losses | 1,002,000 | 1,088,000 | 1,084,000 | 1,091,000 |
| Securities available for sale | 1,709,000 | 1,458,000 | 1,455,000 | 1,453,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,794,000 | 93,938,000 | 96,360,000 | 100,986,000 |
| Interest-bearing deposits | 49,438,000 | 51,819,000 | 53,346,000 | 54,976,000 |
| Noninterest-bearing deposits | 35,356,000 | 42,119,000 | 43,014,000 | 46,010,000 |
| Equity capital | 10,404,000 | 10,542,000 | 10,619,000 | 10,755,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,177,000 | 2,423,000 | 3,488,000 | 4,530,000 |
| Interest expense | 59,000 | 101,000 | 144,000 | 181,000 |
| Net interest income | 1,118,000 | 2,322,000 | 3,344,000 | 4,349,000 |
| Noninterest income | 176,000 | 336,000 | 509,000 | 681,000 |
| Noninterest expense | 900,000 | 1,830,000 | 2,795,000 | 3,642,000 |
| Provision for loan losses | 55,000 | 150,000 | 150,000 | 150,000 |
| Pretax income | 339,000 | 678,000 | 908,000 | 1,238,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 339,000 | 678,000 | 908,000 | 1,238,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,404,000 | 10,532,000 | 10,613,000 | 10,751,000 |
| Total capital | 11,406,000 | — | 11,567,000 | 11,670,000 |
| Risk-weighted assets | 82,903,000 | — | 76,252,000 | 73,395,000 |