Call reports 2019
FIRST NATIONAL BANK OF DUBLIN — 2019
What FIRST NATIONAL BANK OF DUBLIN reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 90,304,000 | 89,242,000 | 92,190,000 | 93,001,000 |
| Total loans | 68,334,000 | 69,649,000 | 68,801,000 | 69,529,000 |
| Allowance for loan losses | 899,000 | 909,000 | 931,000 | 969,000 |
| Securities available for sale | 2,187,000 | 2,201,000 | 2,202,000 | 2,200,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,362,000 | 79,037,000 | 81,621,000 | 82,697,000 |
| Interest-bearing deposits | 48,374,000 | 47,721,000 | 48,983,000 | 49,200,000 |
| Noninterest-bearing deposits | 31,988,000 | 31,316,000 | 32,638,000 | 33,497,000 |
| Equity capital | 9,768,000 | 9,934,000 | 10,166,000 | 10,257,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,150,000 | 2,372,000 | 3,609,000 | 4,819,000 |
| Interest expense | 57,000 | 115,000 | 173,000 | 233,000 |
| Net interest income | 1,093,000 | 2,257,000 | 3,436,000 | 4,586,000 |
| Noninterest income | 168,000 | 362,000 | 558,000 | 736,000 |
| Noninterest expense | 839,000 | 1,786,000 | 2,695,000 | 3,562,000 |
| Provision for loan losses | 120,000 | 180,000 | 210,000 | 280,000 |
| Pretax income | 302,000 | 653,000 | 1,089,000 | 1,480,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 302,000 | 653,000 | 1,089,000 | 1,480,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,782,000 | 9,933,000 | 10,164,000 | 10,257,000 |
| Total capital | 10,681,000 | 10,842,000 | 11,095,000 | 11,226,000 |
| Risk-weighted assets | 74,401,000 | 80,778,000 | 79,347,000 | 83,092,000 |