Call reports 2016
FIRST NATIONAL BANK OF DUBLIN — 2016
What FIRST NATIONAL BANK OF DUBLIN reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 84,351,000 | 81,788,000 | 83,434,000 | 84,765,000 |
| Total loans | 61,434,000 | 63,860,000 | 62,044,000 | 63,630,000 |
| Allowance for loan losses | 703,000 | 682,000 | 704,000 | 727,000 |
| Securities available for sale | 1,891,000 | 1,635,000 | 1,872,000 | 1,845,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,761,000 | 72,998,000 | 74,651,000 | 76,165,000 |
| Interest-bearing deposits | 49,015,000 | 47,492,000 | 47,565,000 | 49,853,000 |
| Noninterest-bearing deposits | 26,746,000 | 25,506,000 | 27,086,000 | 26,312,000 |
| Equity capital | 8,466,000 | 8,573,000 | 8,470,000 | 8,563,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 912,000 | 1,844,000 | 2,808,000 | 3,758,000 |
| Interest expense | 25,000 | 49,000 | 73,000 | 98,000 |
| Net interest income | 887,000 | 1,795,000 | 2,735,000 | 3,660,000 |
| Noninterest income | 173,000 | 344,000 | 528,000 | 689,000 |
| Noninterest expense | 758,000 | 1,543,000 | 2,377,000 | 3,154,000 |
| Provision for loan losses | 0 | 10,000 | 45,000 | 80,000 |
| Pretax income | 302,000 | 586,000 | 841,000 | 1,115,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 302,000 | 586,000 | 841,000 | 1,115,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,447,000 | 8,553,000 | 8,454,000 | 8,563,000 |
| Total capital | 9,150,000 | 9,235,000 | 9,158,000 | 9,290,000 |
| Risk-weighted assets | 63,451,000 | 65,338,000 | 64,578,000 | 66,185,000 |