Call reports 2015
FIRST NATIONAL BANK OF DUBLIN — 2015
What FIRST NATIONAL BANK OF DUBLIN reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 79,638,000 | 85,062,000 | 86,774,000 | 85,931,000 |
| Total loans | 59,866,000 | 61,434,000 | 59,327,000 | 60,657,000 |
| Allowance for loan losses | 643,000 | 677,000 | 690,000 | 688,000 |
| Securities available for sale | 2,665,000 | 2,144,000 | 2,152,000 | 2,142,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,541,000 | 76,717,000 | 78,320,000 | 77,566,000 |
| Interest-bearing deposits | 45,352,000 | 46,858,000 | 48,063,000 | 49,147,000 |
| Noninterest-bearing deposits | 26,189,000 | 29,859,000 | 30,257,000 | 28,419,000 |
| Equity capital | 8,017,000 | 8,129,000 | 8,248,000 | 8,341,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 884,000 | 1,813,000 | 2,720,000 | 3,629,000 |
| Interest expense | 25,000 | 49,000 | 75,000 | 101,000 |
| Net interest income | 859,000 | 1,764,000 | 2,645,000 | 3,528,000 |
| Noninterest income | 158,000 | 317,000 | 484,000 | 657,000 |
| Noninterest expense | 760,000 | 1,477,000 | 2,206,000 | 2,975,000 |
| Provision for loan losses | 35,000 | 70,000 | 108,000 | 118,000 |
| Pretax income | 222,000 | 534,000 | 815,000 | 1,092,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 222,000 | 534,000 | 815,000 | 1,092,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,017,000 | 8,124,000 | 8,248,000 | 8,341,000 |
| Total capital | 8,660,000 | 8,801,000 | 8,938,000 | 9,029,000 |
| Risk-weighted assets | 59,648,000 | 62,460,000 | 60,958,000 | 61,783,000 |