Call reports 2014
FIRST NATIONAL BANK OF DUBLIN — 2014
What FIRST NATIONAL BANK OF DUBLIN reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 74,732,000 | 75,838,000 | 75,698,000 | 76,760,000 |
| Total loans | 52,050,000 | 53,814,000 | 56,434,000 | 58,049,000 |
| Allowance for loan losses | 600,000 | 609,000 | 635,000 | 613,000 |
| Securities available for sale | 3,181,000 | 2,922,000 | 2,410,000 | 2,403,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,026,000 | 68,011,000 | 67,685,000 | 68,818,000 |
| Interest-bearing deposits | 43,940,000 | 44,211,000 | 43,775,000 | 44,468,000 |
| Noninterest-bearing deposits | 23,086,000 | 23,800,000 | 23,910,000 | 24,350,000 |
| Equity capital | 7,629,000 | 7,722,000 | 7,830,000 | 7,930,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 791,000 | 1,600,000 | 2,451,000 | 3,316,000 |
| Interest expense | 23,000 | 48,000 | 72,000 | 97,000 |
| Net interest income | 768,000 | 1,552,000 | 2,379,000 | 3,219,000 |
| Noninterest income | 150,000 | 311,000 | 481,000 | 662,000 |
| Noninterest expense | 695,000 | 1,391,000 | 2,099,000 | 2,811,000 |
| Provision for loan losses | 12,000 | 13,000 | 33,000 | 65,000 |
| Pretax income | 211,000 | 459,000 | 728,000 | 1,005,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 211,000 | 459,000 | 728,000 | 1,005,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,638,000 | 7,724,000 | 7,835,000 | 7,936,000 |
| Total capital | 8,238,000 | 8,333,000 | 8,470,000 | 8,549,000 |
| Risk-weighted assets | 52,514,000 | 53,866,000 | 55,842,000 | 57,678,000 |