Call reports 2013
FIRST NATIONAL BANK OF DUBLIN — 2013
What FIRST NATIONAL BANK OF DUBLIN reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 72,249,000 | 70,438,000 | 72,932,000 | 71,947,000 |
| Total loans | 48,447,000 | 50,624,000 | 49,978,000 | 51,151,000 |
| Allowance for loan losses | 555,000 | 572,000 | 577,000 | 595,000 |
| Securities available for sale | 2,271,000 | 2,457,000 | 2,948,000 | 3,165,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,841,000 | 62,935,000 | 65,304,000 | 64,397,000 |
| Interest-bearing deposits | 45,186,000 | 43,049,000 | 43,519,000 | 43,321,000 |
| Noninterest-bearing deposits | 19,655,000 | 19,886,000 | 21,785,000 | 21,076,000 |
| Equity capital | 7,327,000 | 7,364,000 | 7,435,000 | 7,533,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 758,000 | 1,518,000 | 2,341,000 | 3,142,000 |
| Interest expense | 25,000 | 50,000 | 75,000 | 100,000 |
| Net interest income | 733,000 | 1,468,000 | 2,266,000 | 3,042,000 |
| Noninterest income | 182,000 | 369,000 | 496,000 | 670,000 |
| Noninterest expense | 717,000 | 1,386,000 | 2,104,000 | 2,757,000 |
| Provision for loan losses | 15,000 | 28,000 | 40,000 | 58,000 |
| Pretax income | 183,000 | 423,000 | 618,000 | 897,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 183,000 | 423,000 | 618,000 | 897,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,305,000 | 7,389,000 | 7,448,000 | 7,566,000 |
| Total capital | 7,860,000 | 7,961,000 | 8,025,000 | 8,161,000 |
| Risk-weighted assets | 48,436,000 | 49,872,000 | 53,038,000 | 50,849,000 |