Call reports 2012
FIRST NATIONAL BANK OF DUBLIN — 2012
What FIRST NATIONAL BANK OF DUBLIN reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 74,376,000 | 70,693,000 | 70,882,000 | 71,069,000 |
| Total loans | 45,244,000 | 46,174,000 | 47,194,000 | 48,397,000 |
| Allowance for loan losses | 441,000 | 485,000 | 493,000 | 531,000 |
| Securities available for sale | 3,028,000 | 3,499,000 | 3,038,000 | 2,508,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,259,000 | 63,497,000 | 63,613,000 | 63,778,000 |
| Interest-bearing deposits | 48,532,000 | 45,253,000 | 44,939,000 | 44,289,000 |
| Noninterest-bearing deposits | 18,727,000 | 18,244,000 | 18,674,000 | 19,489,000 |
| Equity capital | 7,038,000 | 7,074,000 | 7,128,000 | 7,277,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 783,000 | 1,548,000 | 2,333,000 | 3,127,000 |
| Interest expense | 37,000 | 70,000 | 99,000 | 127,000 |
| Net interest income | 746,000 | 1,478,000 | 2,234,000 | 3,000,000 |
| Noninterest income | 168,000 | 334,000 | 500,000 | 679,000 |
| Noninterest expense | 718,000 | 1,437,000 | 2,151,000 | 2,768,000 |
| Provision for loan losses | 15,000 | 25,000 | 45,000 | 75,000 |
| Pretax income | 181,000 | 350,000 | 538,000 | 836,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 181,000 | 350,000 | 538,000 | 836,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,987,000 | 7,032,000 | 7,090,000 | 7,250,000 |
| Total capital | 7,428,000 | 7,517,000 | 7,583,000 | 7,781,000 |
| Risk-weighted assets | 46,255,000 | 49,011,000 | 47,468,000 | 48,324,000 |