Call reports 2011
FIRST NATIONAL BANK OF DUBLIN — 2011
What FIRST NATIONAL BANK OF DUBLIN reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 68,194,000 | 70,522,000 | 71,574,000 | 71,442,000 |
| Total loans | 48,664,000 | 48,045,000 | 48,324,000 | 47,664,000 |
| Allowance for loan losses | 498,000 | 504,000 | 470,000 | 477,000 |
| Securities available for sale | 4,661,000 | 4,151,000 | 4,644,000 | 4,614,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,358,000 | 63,545,000 | 64,455,000 | 64,401,000 |
| Interest-bearing deposits | 44,343,000 | 46,440,000 | 46,460,000 | 46,441,000 |
| Noninterest-bearing deposits | 17,015,000 | 17,105,000 | 17,995,000 | 17,960,000 |
| Equity capital | 6,753,000 | 6,852,000 | 6,920,000 | 7,017,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 804,000 | 1,641,000 | 2,479,000 | 3,303,000 |
| Interest expense | 64,000 | 120,000 | 171,000 | 213,000 |
| Net interest income | 740,000 | 1,521,000 | 2,308,000 | 3,090,000 |
| Noninterest income | 179,000 | 341,000 | 487,000 | 671,000 |
| Noninterest expense | 683,000 | 1,374,000 | 2,055,000 | 2,713,000 |
| Provision for loan losses | 38,000 | 48,000 | 85,000 | 123,000 |
| Pretax income | 198,000 | 440,000 | 655,000 | 925,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 198,000 | 440,000 | 655,000 | 925,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,672,000 | 6,767,000 | 6,839,000 | 6,951,000 |
| Total capital | 7,170,000 | 7,271,000 | 7,309,000 | 7,428,000 |
| Risk-weighted assets | 48,774,000 | 51,088,000 | 48,128,000 | 48,803,000 |