Call reports 2010
FIRST NATIONAL BANK OF DUBLIN — 2010
What FIRST NATIONAL BANK OF DUBLIN reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 66,108,000 | 66,168,000 | 66,951,000 | 70,214,000 |
| Total loans | 47,080,000 | 45,441,000 | 45,630,000 | 45,636,000 |
| Allowance for loan losses | 494,000 | 491,000 | 507,000 | 469,000 |
| Securities available for sale | 4,244,000 | 5,298,000 | 4,041,000 | 3,933,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,495,000 | 59,367,000 | 60,029,000 | 63,443,000 |
| Interest-bearing deposits | 44,373,000 | 44,300,000 | 45,556,000 | 47,670,000 |
| Noninterest-bearing deposits | 15,122,000 | 15,067,000 | 14,473,000 | 15,773,000 |
| Equity capital | 6,524,000 | 6,656,000 | 6,718,000 | 6,717,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 816,000 | 1,639,000 | 2,459,000 | 3,273,000 |
| Interest expense | 93,000 | 177,000 | 257,000 | 335,000 |
| Net interest income | 723,000 | 1,462,000 | 2,202,000 | 2,938,000 |
| Noninterest income | 167,000 | 337,000 | 496,000 | 660,000 |
| Noninterest expense | 674,000 | 1,331,000 | 2,033,000 | 2,767,000 |
| Provision for loan losses | 28,000 | 63,000 | 70,000 | 80,000 |
| Pretax income | 188,000 | 405,000 | 595,000 | 751,000 |
| Income tax | 4,000 | 9,000 | 15,000 | 20,000 |
| Net income | 184,000 | 396,000 | 580,000 | 731,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,471,000 | 6,545,000 | 6,600,000 | 6,631,000 |
| Total capital | 6,965,000 | 7,036,000 | 7,107,000 | 7,100,000 |
| Risk-weighted assets | 48,888,000 | 45,352,000 | 44,929,000 | 45,621,000 |