Call reports 2009
FIRST NATIONAL BANK OF DUBLIN — 2009
What FIRST NATIONAL BANK OF DUBLIN reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 62,800,000 | 63,854,000 | 64,198,000 | 66,071,000 |
| Total loans | 45,888,000 | 46,980,000 | 46,646,000 | 46,414,000 |
| Allowance for loan losses | 481,000 | 482,000 | 485,000 | 464,000 |
| Securities available for sale | 2,596,000 | 4,038,000 | 4,074,000 | 3,563,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,334,000 | 57,356,000 | 57,597,000 | 59,508,000 |
| Interest-bearing deposits | 41,754,000 | 42,853,000 | 43,904,000 | 44,861,000 |
| Noninterest-bearing deposits | 14,580,000 | 14,503,000 | 13,693,000 | 14,647,000 |
| Equity capital | 6,363,000 | 6,350,000 | 6,459,000 | 6,511,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 823,000 | 1,661,000 | 2,497,000 | 3,392,000 |
| Interest expense | 135,000 | 256,000 | 367,000 | 469,000 |
| Net interest income | 688,000 | 1,405,000 | 2,130,000 | 2,923,000 |
| Noninterest income | 170,000 | 325,000 | 488,000 | 659,000 |
| Noninterest expense | 651,000 | 1,326,000 | 2,005,000 | 2,787,000 |
| Provision for loan losses | 40,000 | 58,000 | 80,000 | 88,000 |
| Pretax income | 167,000 | 346,000 | 533,000 | 707,000 |
| Income tax | 4,000 | 9,000 | 15,000 | 20,000 |
| Net income | 163,000 | 337,000 | 518,000 | 687,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,285,000 | 6,335,000 | 6,389,000 | 6,435,000 |
| Total capital | 6,766,000 | 6,817,000 | 6,874,000 | 6,899,000 |
| Risk-weighted assets | 46,623,000 | 47,689,000 | 46,829,000 | 47,708,000 |