Call reports 2025
FIRST NATIONAL BANK OF LE CENTER, THE — 2025
What FIRST NATIONAL BANK OF LE CENTER, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 161,743,000 | 165,108,000 | 173,819,000 | 178,319,000 |
| Total loans | 114,802,000 | 123,862,000 | 124,134,000 | 128,380,000 |
| Allowance for loan losses | 1,095,000 | 1,101,000 | 1,097,000 | 1,106,000 |
| Securities available for sale | 19,846,000 | 18,524,000 | 16,918,000 | 19,837,000 |
| Securities held to maturity | 1,776,000 | 1,776,000 | 1,776,000 | 1,776,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,265,000 | 138,305,000 | 151,464,000 | 158,201,000 |
| Interest-bearing deposits | 119,472,000 | 116,870,000 | 127,859,000 | 134,260,000 |
| Noninterest-bearing deposits | 22,793,000 | 21,435,000 | 23,605,000 | 23,941,000 |
| Equity capital | 14,604,000 | 15,418,000 | 16,103,000 | 14,955,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,064,000 | 4,297,000 | 6,606,000 | 9,083,000 |
| Interest expense | 847,000 | 1,752,000 | 2,687,000 | 3,650,000 |
| Net interest income | 1,217,000 | 2,545,000 | 3,919,000 | 5,433,000 |
| Noninterest income | 155,000 | 307,000 | 468,000 | 628,000 |
| Noninterest expense | 823,000 | 1,703,000 | 2,610,000 | 3,940,000 |
| Provision for loan losses | 0 | 0 | 0 | 150,000 |
| Pretax income | 548,000 | 1,147,000 | 1,774,000 | 1,966,000 |
| Income tax | 3,000 | 3,000 | 46,000 | 99,000 |
| Net income | 545,000 | 1,144,000 | 1,728,000 | 1,867,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,493,000 | 16,092,000 | 16,676,000 | 15,414,000 |