Call reports 2020
FIRST NATIONAL BANK OF LE CENTER, THE — 2020
What FIRST NATIONAL BANK OF LE CENTER, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 138,213,000 | 130,716,000 | 132,503,000 | 148,124,000 |
| Total loans | 77,428,000 | 83,884,000 | 80,750,000 | 77,250,000 |
| Allowance for loan losses | 1,006,000 | 1,023,000 | 1,028,000 | 1,033,000 |
| Securities available for sale | 30,878,000 | 29,474,000 | 25,589,000 | 16,866,000 |
| Securities held to maturity | 79,000 | 79,000 | 79,000 | 79,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,734,000 | 114,683,000 | 116,221,000 | 132,680,000 |
| Interest-bearing deposits | 104,110,000 | 95,542,000 | 95,964,000 | 106,091,000 |
| Noninterest-bearing deposits | 18,624,000 | 19,141,000 | 20,257,000 | 26,589,000 |
| Equity capital | 14,117,000 | 14,806,000 | 15,055,000 | 14,168,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,247,000 | 2,591,000 | 3,448,000 | 4,503,000 |
| Interest expense | 282,000 | 475,000 | 652,000 | 819,000 |
| Net interest income | 965,000 | 2,116,000 | 2,796,000 | 3,684,000 |
| Noninterest income | 113,000 | 308,000 | 515,000 | 738,000 |
| Noninterest expense | 562,000 | 1,174,000 | 1,777,000 | 2,737,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 515,000 | 1,248,000 | 1,530,000 | 1,676,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | 515,000 | 1,247,000 | 1,529,000 | 1,675,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,906,000 | 14,638,000 | 14,919,000 | 14,066,000 |