Call reports 2018
FIRST NATIONAL BANK OF LE CENTER, THE — 2018
What FIRST NATIONAL BANK OF LE CENTER, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 94,122,000 | 99,057,000 | 101,469,000 | 109,906,000 |
| Total loans | 72,886,000 | 78,399,000 | 79,259,000 | 78,055,000 |
| Allowance for loan losses | 858,000 | 912,000 | 916,000 | 924,000 |
| Securities available for sale | 6,392,000 | 6,318,000 | 6,230,000 | 15,110,000 |
| Securities held to maturity | 154,000 | 154,000 | 154,000 | 154,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,487,000 | 77,092,000 | 80,778,000 | 94,047,000 |
| Interest-bearing deposits | 61,881,000 | 61,431,000 | 64,345,000 | 75,923,000 |
| Noninterest-bearing deposits | 18,606,000 | 15,661,000 | 16,433,000 | 18,125,000 |
| Equity capital | 12,241,000 | 12,639,000 | 13,121,000 | 12,406,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 986,000 | 2,027,000 | 3,124,000 | 4,217,000 |
| Interest expense | 128,000 | 278,000 | 457,000 | 667,000 |
| Net interest income | 858,000 | 1,749,000 | 2,667,000 | 3,550,000 |
| Noninterest income | 97,000 | 199,000 | 297,000 | 399,000 |
| Noninterest expense | 523,000 | 1,060,000 | 1,574,000 | 2,499,000 |
| Provision for loan losses | 0 | 50,000 | 50,000 | 50,000 |
| Pretax income | 436,000 | 836,000 | 1,337,000 | 1,373,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 435,000 | 835,000 | 1,336,000 | 1,372,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,349,000 | 12,749,000 | 13,250,000 | 12,487,000 |
| Total capital | 13,174,000 | 13,646,000 | 14,166,000 | 13,395,000 |
| Risk-weighted assets | 65,990,000 | 71,749,000 | 73,330,000 | 72,665,000 |