Call reports 2016
FIRST NATIONAL BANK OF LE CENTER, THE — 2016
What FIRST NATIONAL BANK OF LE CENTER, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 86,005,000 | 87,844,000 | 92,851,000 | 90,965,000 |
| Total loans | 66,237,000 | 70,675,000 | 69,203,000 | 69,852,000 |
| Allowance for loan losses | 879,000 | 864,000 | 895,000 | 880,000 |
| Securities available for sale | 6,483,000 | 6,461,000 | 6,651,000 | 6,564,000 |
| Securities held to maturity | 225,000 | 225,000 | 225,000 | 225,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,960,000 | 70,878,000 | 75,641,000 | 77,434,000 |
| Interest-bearing deposits | 59,903,000 | 57,352,000 | 62,252,000 | 63,885,000 |
| Noninterest-bearing deposits | 13,057,000 | 13,526,000 | 13,388,000 | 13,549,000 |
| Equity capital | 11,186,000 | 11,611,000 | 12,028,000 | 11,288,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 861,000 | 1,767,000 | 2,724,000 | 3,584,000 |
| Interest expense | 103,000 | 205,000 | 312,000 | 424,000 |
| Net interest income | 758,000 | 1,562,000 | 2,412,000 | 3,160,000 |
| Noninterest income | 544,000 | 658,000 | 759,000 | 869,000 |
| Noninterest expense | 518,000 | 1,013,000 | 1,514,000 | 2,240,000 |
| Provision for loan losses | 0 | 15,000 | 30,000 | 45,000 |
| Pretax income | 784,000 | 1,191,000 | 1,626,000 | 1,743,000 |
| Income tax | 0 | 0 | 0 | 1,000 |
| Net income | 784,000 | 1,191,000 | 1,626,000 | 1,742,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,144,000 | 11,551,000 | 11,987,000 | 11,303,000 |
| Total capital | 11,871,000 | 12,339,000 | 12,759,000 | 12,082,000 |
| Risk-weighted assets | 58,003,000 | 62,961,000 | 61,627,000 | 62,168,000 |