Call reports 2026
TWIN CEDARS BANK — 2026
What TWIN CEDARS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 117,223,000 | 118,346,000 |
| Total loans | 97,021,000 | 90,826,000 |
| Allowance for loan losses | 2,058,000 | 2,618,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 102,725,000 | 104,665,000 |
| Interest-bearing deposits | 89,730,000 | 91,940,000 |
| Noninterest-bearing deposits | 12,995,000 | 12,725,000 |
| Equity capital | 13,562,000 | 12,835,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,859,000 | 3,759,000 |
| Interest expense | 728,000 | 1,532,000 |
| Net interest income | 1,131,000 | 2,227,000 |
| Noninterest income | 48,000 | 90,000 |
| Noninterest expense | 977,000 | 2,583,000 |
| Provision for loan losses | 335,000 | 1,565,000 |
| Pretax income | -136,000 | -1,834,000 |
| Income tax | -33,000 | -440,000 |
| Net income | -103,000 | -1,394,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 12,584,000 | 11,405,000 |
| Total capital | 13,757,000 | 12,527,000 |
| Risk-weighted assets | 92,849,000 | 88,153,000 |