Call reports 2022
TWIN CEDARS BANK — 2022
What TWIN CEDARS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 49,827,000 | 50,833,000 | 56,959,000 | 58,624,000 |
| Total loans | 22,129,000 | 23,766,000 | 31,213,000 | 43,190,000 |
| Allowance for loan losses | 204,000 | 164,000 | 84,000 | 242,000 |
| Securities available for sale | 504,000 | 990,000 | 962,000 | 967,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,009,000 | 46,998,000 | 48,425,000 | 50,068,000 |
| Interest-bearing deposits | 33,796,000 | 35,263,000 | 36,705,000 | 38,019,000 |
| Noninterest-bearing deposits | 12,213,000 | 11,735,000 | 11,721,000 | 12,049,000 |
| Equity capital | 3,743,000 | 3,734,000 | 8,417,000 | 8,346,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 271,000 | 587,000 | 596,000 | 1,400,000 |
| Interest expense | 34,000 | 59,000 | 23,000 | 60,000 |
| Net interest income | 237,000 | 528,000 | 573,000 | 1,340,000 |
| Noninterest income | 36,000 | 140,000 | 36,000 | 72,000 |
| Noninterest expense | 377,000 | 814,000 | 593,000 | 1,336,000 |
| Provision for loan losses | 0 | -40,000 | 84,000 | 242,000 |
| Pretax income | -104,000 | -108,000 | -68,000 | -166,000 |
| Income tax | 0 | -8,000 | -17,000 | -41,000 |
| Net income | -104,000 | -100,000 | -51,000 | -125,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,773,000 | 3,778,000 | 6,929,000 | 6,866,000 |
| Total capital | 3,977,000 | 3,942,000 | 7,013,000 | 7,107,000 |
| Risk-weighted assets | 20,665,000 | 23,014,000 | 31,715,000 | 41,242,000 |