Call reports 2021
TWIN CEDARS BANK — 2021
What TWIN CEDARS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 49,528,000 | 49,789,000 | 49,122,000 | 48,574,000 |
| Total loans | 29,300,000 | 26,197,000 | 25,408,000 | 23,054,000 |
| Allowance for loan losses | 326,000 | 340,000 | 323,000 | 203,000 |
| Securities available for sale | 1,008,000 | 753,000 | 538,000 | 530,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,772,000 | 45,164,000 | 44,556,000 | 44,323,000 |
| Interest-bearing deposits | 34,198,000 | 34,552,000 | 32,999,000 | 33,201,000 |
| Noninterest-bearing deposits | 10,574,000 | 10,612,000 | 11,556,000 | 11,122,000 |
| Equity capital | 3,775,000 | 3,888,000 | 3,819,000 | 3,869,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 507,000 | 1,011,000 | 1,339,000 | 1,641,000 |
| Interest expense | 55,000 | 103,000 | 147,000 | 187,000 |
| Net interest income | 452,000 | 908,000 | 1,192,000 | 1,454,000 |
| Noninterest income | 38,000 | 71,000 | 105,000 | 135,000 |
| Noninterest expense | 377,000 | 738,000 | 1,102,000 | 1,467,000 |
| Provision for loan losses | 0 | 0 | 0 | -129,000 |
| Pretax income | 114,000 | 244,000 | 199,000 | 257,000 |
| Income tax | 3,000 | -4,000 | -2,000 | 0 |
| Net income | 111,000 | 248,000 | 201,000 | 257,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,767,000 | 3,885,000 | 3,822,000 | 3,878,000 |
| Total capital | — | 4,191,000 | 4,124,000 | 4,081,000 |
| Risk-weighted assets | — | 24,457,000 | 24,161,000 | 22,004,000 |