Call reports 2018
TWIN CEDARS BANK — 2018
What TWIN CEDARS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 47,239,000 | 46,492,000 | 44,472,000 | 46,223,000 |
| Total loans | 33,782,000 | 34,056,000 | 35,119,000 | 34,484,000 |
| Allowance for loan losses | 389,000 | 377,000 | 377,000 | 373,000 |
| Securities available for sale | 983,000 | 1,226,000 | 1,224,000 | 1,232,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,389,000 | 39,797,000 | 37,951,000 | 39,854,000 |
| Interest-bearing deposits | 32,986,000 | 32,377,000 | 31,110,000 | 32,707,000 |
| Noninterest-bearing deposits | 7,403,000 | 7,421,000 | 6,841,000 | 7,147,000 |
| Equity capital | 3,874,000 | 3,880,000 | 3,901,000 | 3,959,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 461,000 | 941,000 | 1,444,000 | 1,963,000 |
| Interest expense | 52,000 | 105,000 | 157,000 | 213,000 |
| Net interest income | 409,000 | 836,000 | 1,287,000 | 1,750,000 |
| Noninterest income | 35,000 | 82,000 | 116,000 | 138,000 |
| Noninterest expense | 414,000 | 813,000 | 1,226,000 | 1,637,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 30,000 | 105,000 | 177,000 | 251,000 |
| Income tax | 1,000 | 4,000 | 7,000 | 10,000 |
| Net income | 29,000 | 101,000 | 170,000 | 241,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,884,000 | 3,892,000 | 3,916,000 | 3,967,000 |
| Total capital | 4,273,000 | 4,269,000 | 4,293,000 | 4,340,000 |
| Risk-weighted assets | 31,272,000 | 31,629,000 | 32,289,000 | 31,806,000 |