Call reports 2017
TWIN CEDARS BANK — 2017
What TWIN CEDARS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 49,106,000 | 47,674,000 | 46,703,000 | 46,715,000 |
| Total loans | 35,229,000 | 34,352,000 | 33,689,000 | 33,328,000 |
| Allowance for loan losses | 442,000 | 431,000 | 434,000 | 436,000 |
| Securities available for sale | 756,000 | 756,000 | 997,000 | 988,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,173,000 | 40,839,000 | 39,826,000 | 39,896,000 |
| Interest-bearing deposits | 35,529,000 | 34,301,000 | 33,113,000 | 32,834,000 |
| Noninterest-bearing deposits | 6,644,000 | 6,538,000 | 6,713,000 | 7,062,000 |
| Equity capital | 3,958,000 | 3,864,000 | 3,892,000 | 3,871,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 487,000 | 959,000 | 1,432,000 | 1,905,000 |
| Interest expense | 53,000 | 107,000 | 161,000 | 215,000 |
| Net interest income | 434,000 | 852,000 | 1,271,000 | 1,690,000 |
| Noninterest income | 42,000 | 79,000 | 120,000 | 153,000 |
| Noninterest expense | 413,000 | 823,000 | 1,234,000 | 1,678,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 63,000 | 108,000 | 157,000 | 165,000 |
| Income tax | 3,000 | 5,000 | 8,000 | 9,000 |
| Net income | 60,000 | 103,000 | 149,000 | 156,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,952,000 | 3,858,000 | 3,887,000 | 3,875,000 |
| Total capital | 4,348,000 | 4,245,000 | 4,266,000 | 4,258,000 |
| Risk-weighted assets | 31,661,000 | 30,892,000 | 30,265,000 | 30,590,000 |