Call reports 2012
TWIN CEDARS BANK — 2012
What TWIN CEDARS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 53,411,000 | 53,438,000 | 50,082,000 | 48,464,000 |
| Total loans | 33,347,000 | 32,646,000 | 31,776,000 | 30,051,000 |
| Allowance for loan losses | 501,000 | 512,000 | 548,000 | 575,000 |
| Securities available for sale | 2,427,000 | 2,177,000 | 1,676,000 | 1,673,000 |
| Securities held to maturity | 4,508,000 | 3,751,000 | 3,699,000 | 3,696,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,201,000 | 48,083,000 | 45,787,000 | 44,238,000 |
| Interest-bearing deposits | 40,408,000 | 41,350,000 | 39,467,000 | 38,154,000 |
| Noninterest-bearing deposits | 7,793,000 | 6,733,000 | 6,320,000 | 6,084,000 |
| Equity capital | 3,983,000 | 4,109,000 | 4,083,000 | 4,052,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 609,000 | 1,191,000 | 1,735,000 | 2,257,000 |
| Interest expense | 123,000 | 231,000 | 337,000 | 421,000 |
| Net interest income | 486,000 | 960,000 | 1,398,000 | 1,836,000 |
| Noninterest income | 45,000 | 175,000 | 210,000 | 241,000 |
| Noninterest expense | 390,000 | 795,000 | 1,218,000 | 1,629,000 |
| Provision for loan losses | 88,000 | 125,000 | 175,000 | 232,000 |
| Pretax income | 53,000 | 215,000 | 215,000 | 216,000 |
| Income tax | 2,000 | 11,000 | 11,000 | 11,000 |
| Net income | 51,000 | 204,000 | 204,000 | 205,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,955,000 | 4,081,000 | 4,056,000 | 4,029,000 |
| Total capital | 4,391,000 | 4,513,000 | 4,471,000 | 4,427,000 |
| Risk-weighted assets | 34,854,000 | 34,504,000 | 33,095,000 | 31,631,000 |