Call reports 2011
TWIN CEDARS BANK — 2011
What TWIN CEDARS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 55,925,000 | 55,480,000 | 53,240,000 | 52,167,000 |
| Total loans | 38,776,000 | 37,992,000 | 37,383,000 | 36,392,000 |
| Allowance for loan losses | 623,000 | 683,000 | 548,000 | 655,000 |
| Securities available for sale | 4,190,000 | 4,785,000 | 3,539,000 | 2,930,000 |
| Securities held to maturity | 4,171,000 | 4,053,000 | 4,313,000 | 4,311,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,418,000 | 51,024,000 | 49,194,000 | 47,228,000 |
| Interest-bearing deposits | 46,942,000 | 46,353,000 | 44,355,000 | 41,884,000 |
| Noninterest-bearing deposits | 4,477,000 | 4,671,000 | 4,839,000 | 5,344,000 |
| Equity capital | 4,279,000 | 4,231,000 | 3,825,000 | 3,760,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 723,000 | 1,425,000 | 2,118,000 | 2,791,000 |
| Interest expense | 197,000 | 382,000 | 561,000 | 715,000 |
| Net interest income | 526,000 | 1,043,000 | 1,557,000 | 2,076,000 |
| Noninterest income | 54,000 | 105,000 | 160,000 | 203,000 |
| Noninterest expense | 406,000 | 814,000 | 1,212,000 | 1,665,000 |
| Provision for loan losses | 346,000 | 409,000 | 932,000 | 1,274,000 |
| Pretax income | -172,000 | -75,000 | -427,000 | -660,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -172,000 | -75,000 | -427,000 | -660,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,281,000 | 4,197,000 | 3,787,000 | 3,730,000 |
| Total capital | 4,780,000 | 4,686,000 | 4,267,000 | 4,193,000 |
| Risk-weighted assets | 39,775,000 | 38,890,000 | 38,350,000 | 36,834,000 |