Call reports 2010
TWIN CEDARS BANK — 2010
What TWIN CEDARS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 54,275,000 | 55,246,000 | 54,631,000 | 54,941,000 |
| Total loans | 38,063,000 | 39,146,000 | 39,212,000 | 39,397,000 |
| Allowance for loan losses | 485,000 | 435,000 | 501,000 | 532,000 |
| Securities available for sale | 4,666,000 | 4,926,000 | 4,174,000 | 4,487,000 |
| Securities held to maturity | 2,689,000 | 3,001,000 | 3,052,000 | 3,856,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,935,000 | 50,772,000 | 49,849,000 | 50,187,000 |
| Interest-bearing deposits | 45,852,000 | 47,008,000 | 46,100,000 | 45,781,000 |
| Noninterest-bearing deposits | 4,083,000 | 3,764,000 | 3,749,000 | 4,406,000 |
| Equity capital | 4,084,000 | 4,163,000 | 4,470,000 | 4,494,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 759,000 | 1,538,000 | 2,316,000 | 3,081,000 |
| Interest expense | 243,000 | 472,000 | 699,000 | 905,000 |
| Net interest income | 516,000 | 1,066,000 | 1,617,000 | 2,176,000 |
| Noninterest income | 63,000 | 122,000 | 177,000 | 228,000 |
| Noninterest expense | 398,000 | 807,000 | 1,208,000 | 1,629,000 |
| Provision for loan losses | 37,000 | 75,000 | 134,000 | 241,000 |
| Pretax income | 144,000 | 306,000 | 452,000 | 534,000 |
| Income tax | 7,000 | 15,000 | 23,000 | 27,000 |
| Net income | 137,000 | 291,000 | 429,000 | 507,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,052,000 | 4,120,000 | 4,428,000 | 4,486,000 |
| Total capital | 4,533,000 | 4,555,000 | 4,924,000 | 4,983,000 |
| Risk-weighted assets | 38,502,000 | 39,623,000 | 39,656,000 | 39,762,000 |
Machine access — free, no API key
Every figure shown here about TWIN CEDARS BANK — 2010 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.