Call reports 2026
OCEAN BANK — 2026
What OCEAN BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 7,534,738,000 | 7,625,472,000 |
| Total loans | 5,976,346,000 | 6,213,947,000 |
| Allowance for loan losses | 84,081,000 | 85,892,000 |
| Securities available for sale | 794,133,000 | 819,608,000 |
| Securities held to maturity | 183,522,000 | 184,618,000 |
| Trading assets | 0 | 0 |
| Total deposits | 6,381,162,000 | 6,205,398,000 |
| Interest-bearing deposits | 4,565,301,000 | 4,421,727,000 |
| Noninterest-bearing deposits | 1,815,861,000 | 1,783,671,000 |
| Equity capital | 714,119,000 | 733,766,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 99,448,000 | 201,665,000 |
| Interest expense | 38,545,000 | 77,725,000 |
| Net interest income | 60,903,000 | 123,940,000 |
| Noninterest income | 7,318,000 | 15,725,000 |
| Noninterest expense | 42,638,000 | 84,615,000 |
| Provision for loan losses | 0 | 1,900,000 |
| Pretax income | 26,542,000 | 53,009,000 |
| Income tax | 6,721,000 | 12,226,000 |
| Net income | 19,821,000 | 40,783,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 732,285,000 | 753,253,000 |
| Total capital | 811,587,000 | 835,865,000 |
| Risk-weighted assets | 6,335,353,000 | 6,600,575,000 |