Call report 2025Q4
OCEAN BANK — 2025Q4
The 22 measures OCEAN BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 7,436,315,000 | USD | evidence → |
| Total loans | 5,976,346,000 | USD | evidence → |
| Allowance for loan losses | 83,844,000 | USD | evidence → |
| Securities available for sale | 807,333,000 | USD | evidence → |
| Securities held to maturity | 182,396,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 6,271,808,000 | USD | evidence → |
| Interest-bearing deposits | 4,536,959,000 | USD | evidence → |
| Noninterest-bearing deposits | 1,734,849,000 | USD | evidence → |
| Equity capital | 697,385,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 397,127,000 | USD | evidence → |
| Interest expense | 163,451,000 | USD | evidence → |
| Net interest income | 233,676,000 | USD | evidence → |
| Noninterest income | 32,717,000 | USD | evidence → |
| Noninterest expense | 170,072,000 | USD | evidence → |
| Provision for loan losses | 9,600,000 | USD | evidence → |
| Pretax income | 86,963,000 | USD | evidence → |
| Income tax | 21,461,000 | USD | evidence → |
| Net income | 65,502,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 712,459,000 | USD | evidence → |
| Total capital | 790,327,000 | USD | evidence → |
| Risk-weighted assets | 6,219,409,000 | USD | evidence → |