Call report 2025Q1
OCEAN BANK — 2025Q1
The 22 measures OCEAN BANK reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 6,926,798,000 | USD | evidence → |
| Total loans | 5,442,392,000 | USD | evidence → |
| Allowance for loan losses | 76,118,000 | USD | evidence → |
| Securities available for sale | 708,507,000 | USD | evidence → |
| Securities held to maturity | 179,174,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 5,829,220,000 | USD | evidence → |
| Interest-bearing deposits | 4,124,160,000 | USD | evidence → |
| Noninterest-bearing deposits | 1,705,060,000 | USD | evidence → |
| Equity capital | 652,798,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 93,261,000 | USD | evidence → |
| Interest expense | 38,772,000 | USD | evidence → |
| Net interest income | 54,489,000 | USD | evidence → |
| Noninterest income | 7,319,000 | USD | evidence → |
| Noninterest expense | 41,395,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 20,442,000 | USD | evidence → |
| Income tax | 5,178,000 | USD | evidence → |
| Net income | 15,264,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 677,204,000 | USD | evidence → |
| Total capital | 749,780,000 | USD | evidence → |
| Risk-weighted assets | 5,798,725,000 | USD | evidence → |