Call reports 2012
OCEAN BANK — 2012
What OCEAN BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 3,249,917,000 | 3,272,717,000 | 3,255,451,000 | 3,349,887,000 |
| Total loans | 2,131,692,000 | 2,200,373,000 | 2,234,406,000 | 2,243,250,000 |
| Allowance for loan losses | 47,347,000 | 44,509,000 | 40,875,000 | 31,556,000 |
| Securities available for sale | 771,123,000 | 698,205,000 | 686,921,000 | 674,289,000 |
| Securities held to maturity | 59,287,000 | 64,204,000 | 51,266,000 | 48,303,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,044,132,000 | 3,047,580,000 | 3,011,643,000 | 2,968,954,000 |
| Interest-bearing deposits | 2,960,631,000 | 2,966,928,000 | 2,936,267,000 | 2,888,000,000 |
| Noninterest-bearing deposits | 83,501,000 | 80,652,000 | 75,376,000 | 80,954,000 |
| Equity capital | 178,661,000 | 194,383,000 | 206,126,000 | 353,007,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 32,947,000 | 65,314,000 | 97,995,000 | 130,784,000 |
| Interest expense | 5,634,000 | 10,826,000 | 15,502,000 | 19,744,000 |
| Net interest income | 27,313,000 | 54,488,000 | 82,493,000 | 111,040,000 |
| Noninterest income | 4,582,000 | 11,771,000 | 16,179,000 | 26,187,000 |
| Noninterest expense | 24,245,000 | 48,099,000 | 72,918,000 | 97,217,000 |
| Provision for loan losses | 0 | 0 | 1,500,000 | 3,000,000 |
| Pretax income | 7,967,000 | 19,741,000 | 26,174,000 | 38,930,000 |
| Income tax | -977,000 | -1,741,000 | -4,721,000 | -138,234,000 |
| Net income | 8,944,000 | 21,482,000 | 30,895,000 | 177,164,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 183,083,000 | 195,622,000 | 205,036,000 | 218,092,000 |
| Total capital | 209,573,000 | 222,971,000 | 233,139,000 | 246,338,000 |
| Risk-weighted assets | 2,095,555,000 | 2,167,913,000 | 2,231,045,000 | 2,253,533,000 |