Call reports 2009
OCEAN BANK — 2009
What OCEAN BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 4,626,122,000 | 4,428,609,000 | 4,197,979,000 | 3,931,744,000 |
| Total loans | 3,377,880,000 | 3,370,489,000 | 3,275,566,000 | 3,184,315,000 |
| Allowance for loan losses | 155,237,000 | 150,894,000 | 110,480,000 | 77,206,000 |
| Securities available for sale | 579,326,000 | 554,723,000 | 390,596,000 | 386,154,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,183,683,000 | 4,043,670,000 | 3,817,841,000 | 3,580,733,000 |
| Interest-bearing deposits | 4,114,063,000 | 3,969,035,000 | 3,739,319,000 | 3,478,082,000 |
| Noninterest-bearing deposits | 69,620,000 | 74,635,000 | 78,522,000 | 102,651,000 |
| Equity capital | 350,577,000 | 304,046,000 | 312,828,000 | 298,706,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 45,429,000 | 91,747,000 | 136,731,000 | 180,879,000 |
| Interest expense | 29,882,000 | 55,822,000 | 77,068,000 | 93,183,000 |
| Net interest income | 15,547,000 | 35,925,000 | 59,663,000 | 87,696,000 |
| Noninterest income | 6,059,000 | 13,733,000 | 20,073,000 | 18,397,000 |
| Noninterest expense | 30,403,000 | 67,506,000 | 110,595,000 | 158,761,000 |
| Provision for loan losses | 40,274,000 | 71,617,000 | 81,617,000 | 106,190,000 |
| Pretax income | -49,071,000 | -85,919,000 | -100,499,000 | -146,504,000 |
| Income tax | -192,000 | 3,555,000 | 465,000 | -34,560,000 |
| Net income | -48,879,000 | -89,474,000 | -100,964,000 | -111,944,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 347,204,000 | 306,602,000 | 310,457,000 | 299,479,000 |
| Total capital | 387,189,000 | 345,612,000 | 348,838,000 | 337,827,000 |
| Risk-weighted assets | 3,080,022,000 | 3,005,342,000 | 2,994,814,000 | 3,025,916,000 |
Machine access — free, no API key
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