Call reports 2006
OCEAN BANK — 2006
What OCEAN BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 5,822,188,000 | 5,825,977,000 | 5,793,395,000 | 5,872,353,000 |
| Total loans | 4,518,284,000 | 4,712,489,000 | 4,709,619,000 | 4,647,561,000 |
| Allowance for loan losses | 86,571,000 | 85,624,000 | 82,409,000 | 84,937,000 |
| Securities available for sale | 421,732,000 | 381,443,000 | 346,979,000 | 382,194,000 |
| Securities held to maturity | 502,215,000 | 536,343,000 | 453,337,000 | 482,492,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,063,050,000 | 4,954,062,000 | 4,976,011,000 | 5,037,318,000 |
| Interest-bearing deposits | 4,853,305,000 | 4,770,317,000 | 4,762,397,000 | 4,835,992,000 |
| Noninterest-bearing deposits | 209,745,000 | 183,745,000 | 213,614,000 | 201,326,000 |
| Equity capital | 557,164,000 | 581,329,000 | 607,788,000 | 623,453,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 98,217,000 | 202,544,000 | 312,777,000 | 425,349,000 |
| Interest expense | 34,848,000 | 73,653,000 | 115,037,000 | 158,085,000 |
| Net interest income | 63,369,000 | 128,891,000 | 197,740,000 | 267,264,000 |
| Noninterest income | 7,179,000 | 14,151,000 | 21,187,000 | 28,105,000 |
| Noninterest expense | 30,651,000 | 60,552,000 | 93,151,000 | 128,298,000 |
| Provision for loan losses | 3,200,000 | 6,200,000 | 9,200,000 | 12,442,000 |
| Pretax income | 36,697,000 | 76,290,000 | 116,576,000 | 154,629,000 |
| Income tax | 14,144,000 | 29,351,000 | 44,567,000 | 57,346,000 |
| Net income | 22,553,000 | 46,939,000 | 72,009,000 | 97,283,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 559,525,000 | 583,915,000 | 608,992,000 | 624,269,000 |
| Total capital | 616,337,000 | 642,044,000 | 665,266,000 | 678,816,000 |
| Risk-weighted assets | 4,515,193,000 | 4,622,801,000 | 4,475,822,000 | 4,333,370,000 |
Machine access — free, no API key
Every figure shown here about OCEAN BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.