Call reports 2005
OCEAN BANK — 2005
What OCEAN BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 4,731,670,000 | 4,852,334,000 | 5,058,362,000 | 5,645,988,000 |
| Total loans | 3,457,809,000 | 3,683,500,000 | 4,064,743,000 | 4,434,018,000 |
| Allowance for loan losses | 87,474,000 | 83,214,000 | 82,751,000 | 83,223,000 |
| Securities available for sale | 277,086,000 | 269,253,000 | 225,875,000 | 214,285,000 |
| Securities held to maturity | 638,601,000 | 592,975,000 | 552,878,000 | 687,619,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,075,297,000 | 4,226,891,000 | 4,374,362,000 | 4,785,161,000 |
| Interest-bearing deposits | 3,848,415,000 | 4,020,092,000 | 4,187,833,000 | 4,598,349,000 |
| Noninterest-bearing deposits | 226,882,000 | 206,799,000 | 186,529,000 | 186,812,000 |
| Equity capital | 462,288,000 | 486,343,000 | 509,470,000 | 534,707,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 64,686,000 | 135,409,000 | 214,267,000 | 303,185,000 |
| Interest expense | 14,297,000 | 30,920,000 | 50,739,000 | 77,745,000 |
| Net interest income | 50,389,000 | 104,489,000 | 163,528,000 | 225,440,000 |
| Noninterest income | 7,085,000 | 17,581,000 | 25,417,000 | 40,481,000 |
| Noninterest expense | 26,362,000 | 52,961,000 | 80,864,000 | 108,986,000 |
| Provision for loan losses | 0 | 0 | 0 | 8,000,000 |
| Pretax income | 31,112,000 | 69,109,000 | 108,105,000 | 148,958,000 |
| Income tax | 11,930,000 | 26,500,000 | 41,484,000 | 57,036,000 |
| Net income | 19,182,000 | 42,609,000 | 66,621,000 | 91,922,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 464,213,000 | 487,645,000 | 511,662,000 | 536,967,000 |
| Total capital | 508,101,000 | 533,670,000 | 562,083,000 | 592,426,000 |
| Risk-weighted assets | 3,467,386,000 | 3,644,690,000 | 4,001,293,000 | 4,408,939,000 |
Machine access — free, no API key
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