Call reports 2008
CITIZENS BANK OF GEORGIA, THE — 2008
What CITIZENS BANK OF GEORGIA, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 226,336,000 | 230,621,000 | 233,011,000 | 227,706,000 |
| Total loans | 173,458,000 | 182,469,000 | 181,580,000 | 180,810,000 |
| Allowance for loan losses | 2,238,000 | 2,345,000 | 2,406,000 | 2,377,000 |
| Securities available for sale | 33,313,000 | 26,549,000 | 25,631,000 | 29,376,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 187,936,000 | 191,941,000 | 194,220,000 | 188,864,000 |
| Interest-bearing deposits | 165,115,000 | 165,819,000 | 172,597,000 | 167,920,000 |
| Noninterest-bearing deposits | 22,821,000 | 26,122,000 | 21,623,000 | 20,944,000 |
| Equity capital | 18,091,000 | 17,990,000 | 18,078,000 | 18,066,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,736,000 | 7,258,000 | 10,664,000 | 13,992,000 |
| Interest expense | 1,914,000 | 3,634,000 | 5,357,000 | 7,031,000 |
| Net interest income | 1,822,000 | 3,624,000 | 5,307,000 | 6,961,000 |
| Noninterest income | 286,000 | 549,000 | 777,000 | 990,000 |
| Noninterest expense | 1,461,000 | 2,946,000 | 4,381,000 | 5,737,000 |
| Provision for loan losses | 152,000 | 309,000 | 455,000 | 891,000 |
| Pretax income | 558,000 | 980,000 | 1,311,000 | 1,386,000 |
| Income tax | 211,000 | 370,000 | 495,000 | 505,000 |
| Net income | 347,000 | 610,000 | 816,000 | 881,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,818,000 | 18,084,000 | 18,293,000 | 18,363,000 |
| Total capital | 20,056,000 | 20,429,000 | 20,699,000 | 20,740,000 |
| Risk-weighted assets | 188,787,000 | 196,342,000 | 194,294,000 | 196,515,000 |
Machine access — free, no API key
Every figure shown here about CITIZENS BANK OF GEORGIA, THE — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.