Call reports 2007
BANCROFT STATE BANK — 2007
What BANCROFT STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 58,410,000 | 59,127,000 | 60,207,000 | 63,588,000 |
| Total loans | 42,342,000 | 43,421,000 | 46,077,000 | 46,478,000 |
| Allowance for loan losses | 448,000 | 444,000 | 424,000 | 424,000 |
| Securities available for sale | 10,042,000 | 10,491,000 | 10,105,000 | 10,062,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,436,000 | 53,064,000 | 53,915,000 | 57,157,000 |
| Interest-bearing deposits | 45,249,000 | 45,822,000 | 43,052,000 | 48,594,000 |
| Noninterest-bearing deposits | 7,187,000 | 7,242,000 | 10,863,000 | 8,563,000 |
| Equity capital | 5,172,000 | 5,166,000 | 5,491,000 | 5,402,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 990,000 | 1,964,000 | 2,980,000 | 4,026,000 |
| Interest expense | 418,000 | 862,000 | 1,327,000 | 1,802,000 |
| Net interest income | 572,000 | 1,102,000 | 1,653,000 | 2,224,000 |
| Noninterest income | 56,000 | 114,000 | 173,000 | 227,000 |
| Noninterest expense | 395,000 | 805,000 | 1,202,000 | 1,721,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 233,000 | 411,000 | 624,000 | 730,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 233,000 | 411,000 | 624,000 | 730,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,255,000 | 5,302,000 | 5,515,000 | 5,371,000 |
| Total capital | 5,703,000 | 5,746,000 | 5,939,000 | 5,795,000 |
| Risk-weighted assets | 40,748,000 | 41,324,000 | 43,774,000 | 44,722,000 |
Machine access — free, no API key
Every figure shown here about BANCROFT STATE BANK — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.