Call reports 2004
BANCROFT STATE BANK — 2004
What BANCROFT STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 55,662,000 | 54,888,000 | 53,814,000 | 55,410,000 |
| Total loans | 37,707,000 | 38,514,000 | 38,566,000 | 36,681,000 |
| Allowance for loan losses | 618,000 | 659,000 | 663,000 | 663,000 |
| Securities available for sale | 11,150,000 | 11,349,000 | 11,521,000 | 11,845,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,787,000 | 49,651,000 | 48,275,000 | 49,887,000 |
| Interest-bearing deposits | 44,599,000 | 42,940,000 | 42,381,000 | 42,075,000 |
| Noninterest-bearing deposits | 6,188,000 | 6,711,000 | 5,894,000 | 7,812,000 |
| Equity capital | 4,192,000 | 4,415,000 | 4,820,000 | 4,734,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 770,000 | 1,498,000 | 2,283,000 | 3,067,000 |
| Interest expense | 288,000 | 561,000 | 810,000 | 1,047,000 |
| Net interest income | 482,000 | 937,000 | 1,473,000 | 2,020,000 |
| Noninterest income | 47,000 | 99,000 | 150,000 | 196,000 |
| Noninterest expense | 335,000 | 760,000 | 1,110,000 | 1,526,000 |
| Provision for loan losses | 50,000 | 95,000 | 110,000 | 125,000 |
| Pretax income | 144,000 | 181,000 | 403,000 | 565,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 144,000 | 181,000 | 403,000 | 565,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,903,000 | 4,392,000 | 4,614,000 | 4,620,000 |
| Total capital | 4,350,000 | 4,892,000 | 5,113,000 | 5,107,000 |
| Risk-weighted assets | 35,573,000 | 39,850,000 | 39,718,000 | 38,813,000 |
Machine access — free, no API key
Every figure shown here about BANCROFT STATE BANK — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.