Call reports 2026
EXCHANGE BANK — 2026
What EXCHANGE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 1,559,458,000 | 1,575,285,000 |
| Total loans | 1,073,902,000 | 1,088,733,000 |
| Allowance for loan losses | 14,537,000 | 15,174,000 |
| Securities available for sale | 410,053,000 | 406,970,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 1,209,298,000 | 1,219,400,000 |
| Interest-bearing deposits | 1,106,697,000 | 1,121,427,000 |
| Noninterest-bearing deposits | 102,601,000 | 97,973,000 |
| Equity capital | 164,020,000 | 178,159,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 22,051,000 | 45,586,000 |
| Interest expense | 10,417,000 | 20,769,000 |
| Net interest income | 11,634,000 | 24,817,000 |
| Noninterest income | 1,088,000 | 2,118,000 |
| Noninterest expense | 5,040,000 | 10,038,000 |
| Provision for loan losses | 350,000 | 350,000 |
| Pretax income | 7,572,000 | 16,867,000 |
| Income tax | -14,000 | 123,000 |
| Net income | 7,586,000 | 16,744,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 172,279,000 | 181,436,000 |