Call report 2025Q4
EXCHANGE BANK — 2025Q4
The 22 measures EXCHANGE BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,573,634,000 | USD | evidence → |
| Total loans | 1,080,075,000 | USD | evidence → |
| Allowance for loan losses | 14,901,000 | USD | evidence → |
| Securities available for sale | 416,035,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,199,335,000 | USD | evidence → |
| Interest-bearing deposits | 1,103,662,000 | USD | evidence → |
| Noninterest-bearing deposits | 95,673,000 | USD | evidence → |
| Equity capital | 170,367,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 87,361,000 | USD | evidence → |
| Interest expense | 43,164,000 | USD | evidence → |
| Net interest income | 44,197,000 | USD | evidence → |
| Noninterest income | 5,008,000 | USD | evidence → |
| Noninterest expense | 20,228,000 | USD | evidence → |
| Provision for loan losses | 750,000 | USD | evidence → |
| Pretax income | 28,425,000 | USD | evidence → |
| Income tax | 444,000 | USD | evidence → |
| Net income | 27,981,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 174,693,000 | USD | evidence → |
Machine access — free, no API key
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