Call reports 2024
EXCHANGE BANK — 2024
What EXCHANGE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,395,800,000 | 1,418,932,000 | 1,441,744,000 | 1,490,495,000 |
| Total loans | 1,018,219,000 | 1,020,310,000 | 1,025,657,000 | 1,026,439,000 |
| Allowance for loan losses | 14,984,000 | 14,988,000 | 14,990,000 | 15,012,000 |
| Securities available for sale | 311,476,000 | 334,024,000 | 351,419,000 | 368,426,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,132,295,000 | 1,138,061,000 | 1,172,494,000 | 1,204,045,000 |
| Interest-bearing deposits | 1,043,892,000 | 1,051,219,000 | 1,085,887,000 | 1,115,440,000 |
| Noninterest-bearing deposits | 88,403,000 | 86,842,000 | 86,607,000 | 88,605,000 |
| Equity capital | 140,585,000 | 137,368,000 | 140,413,000 | 142,504,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 19,053,000 | 38,691,000 | 59,096,000 | 79,787,000 |
| Interest expense | 10,164,000 | 20,837,000 | 32,313,000 | 43,870,000 |
| Net interest income | 8,889,000 | 17,854,000 | 26,783,000 | 35,917,000 |
| Noninterest income | 1,012,000 | 2,206,000 | 3,335,000 | 4,642,000 |
| Noninterest expense | 4,688,000 | 9,502,000 | 14,142,000 | 19,364,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 7,925,000 | 13,270,000 | 18,237,000 | 23,217,000 |
| Income tax | 19,000 | 168,000 | 320,000 | 462,000 |
| Net income | 7,906,000 | 13,102,000 | 17,917,000 | 22,755,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 149,862,000 | 149,058,000 | 147,873,000 | 152,711,000 |