Call report 2022Q4
EXCHANGE BANK — 2022Q4
The 22 measures EXCHANGE BANK reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,310,158,000 | USD | evidence → |
| Total loans | 925,723,000 | USD | evidence → |
| Allowance for loan losses | 15,284,000 | USD | evidence → |
| Securities available for sale | 309,997,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 971,850,000 | USD | evidence → |
| Interest-bearing deposits | 865,233,000 | USD | evidence → |
| Noninterest-bearing deposits | 106,617,000 | USD | evidence → |
| Equity capital | 120,781,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 49,293,000 | USD | evidence → |
| Interest expense | 11,501,000 | USD | evidence → |
| Net interest income | 37,792,000 | USD | evidence → |
| Noninterest income | 4,855,000 | USD | evidence → |
| Noninterest expense | 17,796,000 | USD | evidence → |
| Provision for loan losses | 1,500,000 | USD | evidence → |
| Pretax income | 23,987,000 | USD | evidence → |
| Income tax | 514,000 | USD | evidence → |
| Net income | 23,473,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 131,263,000 | USD | evidence → |