Call report 2015Q4
EXCHANGE BANK — 2015Q4
The 22 measures EXCHANGE BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 751,152,000 | USD | evidence → |
| Total loans | 498,857,000 | USD | evidence → |
| Allowance for loan losses | 6,644,000 | USD | evidence → |
| Securities available for sale | 199,942,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 527,794,000 | USD | evidence → |
| Interest-bearing deposits | 471,234,000 | USD | evidence → |
| Noninterest-bearing deposits | 56,560,000 | USD | evidence → |
| Equity capital | 83,469,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 28,337,000 | USD | evidence → |
| Interest expense | 5,972,000 | USD | evidence → |
| Net interest income | 22,365,000 | USD | evidence → |
| Noninterest income | 2,852,000 | USD | evidence → |
| Noninterest expense | 11,147,000 | USD | evidence → |
| Provision for loan losses | 1,600,000 | USD | evidence → |
| Pretax income | 13,322,000 | USD | evidence → |
| Income tax | 299,000 | USD | evidence → |
| Net income | 13,023,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 76,496,000 | USD | evidence → |
| Total capital | 83,140,000 | USD | evidence → |
| Risk-weighted assets | 562,478,000 | USD | evidence → |