Call report 2014Q4
EXCHANGE BANK — 2014Q4
The 22 measures EXCHANGE BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 676,176,000 | USD | evidence → |
| Total loans | 440,661,000 | USD | evidence → |
| Allowance for loan losses | 6,162,000 | USD | evidence → |
| Securities available for sale | 179,504,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 458,853,000 | USD | evidence → |
| Interest-bearing deposits | 419,029,000 | USD | evidence → |
| Noninterest-bearing deposits | 39,824,000 | USD | evidence → |
| Equity capital | 76,832,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 26,331,000 | USD | evidence → |
| Interest expense | 5,447,000 | USD | evidence → |
| Net interest income | 20,884,000 | USD | evidence → |
| Noninterest income | 3,012,000 | USD | evidence → |
| Noninterest expense | 11,281,000 | USD | evidence → |
| Provision for loan losses | 950,000 | USD | evidence → |
| Pretax income | 12,583,000 | USD | evidence → |
| Income tax | 253,000 | USD | evidence → |
| Net income | 12,330,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 69,172,000 | USD | evidence → |
| Total capital | 75,285,000 | USD | evidence → |
| Risk-weighted assets | 488,986,000 | USD | evidence → |