Call reports 2010
EXCHANGE BANK — 2010
What EXCHANGE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 194,138,000 | 199,974,000 | 206,636,000 | 206,651,000 |
| Total loans | 129,964,000 | 138,718,000 | 148,667,000 | 152,446,000 |
| Allowance for loan losses | 1,995,000 | 2,184,000 | 2,535,000 | 2,474,000 |
| Securities available for sale | 53,704,000 | 50,004,000 | 46,030,000 | 42,115,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,177,000 | 148,627,000 | 150,993,000 | 154,360,000 |
| Interest-bearing deposits | 144,291,000 | 141,102,000 | 142,989,000 | 145,699,000 |
| Noninterest-bearing deposits | 6,886,000 | 7,525,000 | 8,004,000 | 8,660,000 |
| Equity capital | 16,035,000 | 16,832,000 | 18,275,000 | 18,013,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,677,000 | 5,443,000 | 8,428,000 | 11,277,000 |
| Interest expense | 961,000 | 1,885,000 | 2,774,000 | 3,652,000 |
| Net interest income | 1,716,000 | 3,558,000 | 5,654,000 | 7,625,000 |
| Noninterest income | 142,000 | 239,000 | 358,000 | 543,000 |
| Noninterest expense | 824,000 | 1,720,000 | 2,691,000 | 3,591,000 |
| Provision for loan losses | 120,000 | 300,000 | 630,000 | 630,000 |
| Pretax income | 673,000 | 1,385,000 | 2,434,000 | 3,481,000 |
| Income tax | 18,000 | 36,000 | 53,000 | 71,000 |
| Net income | 655,000 | 1,349,000 | 2,381,000 | 3,410,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,262,000 | 16,806,000 | 17,688,000 | 18,518,000 |
| Total capital | 18,256,000 | 18,971,000 | 19,942,000 | 20,787,000 |
| Risk-weighted assets | 168,186,000 | 173,216,000 | 179,249,000 | 181,343,000 |
Machine access — free, no API key
Every figure shown here about EXCHANGE BANK — 2010 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.