Call reports 2017
FIRST STATE BANK — 2017
What FIRST STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 10,107,000 | 9,202,000 | 7,848,000 | 7,296,000 |
| Total loans | 4,373,000 | 4,164,000 | 3,927,000 | 3,608,000 |
| Allowance for loan losses | 107,000 | 120,000 | 69,000 | 69,000 |
| Securities available for sale | 3,330,000 | 2,919,000 | 1,922,000 | 1,864,000 |
| Securities held to maturity | 70,000 | 70,000 | 55,000 | 55,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,827,000 | 7,398,000 | 7,143,000 | 6,931,000 |
| Interest-bearing deposits | 6,367,000 | 5,027,000 | 5,160,000 | 4,830,000 |
| Noninterest-bearing deposits | 2,460,000 | 2,371,000 | 1,983,000 | 2,101,000 |
| Equity capital | 745,000 | 712,000 | 542,000 | 327,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 118,000 | 230,000 | 346,000 | 439,000 |
| Interest expense | 17,000 | 35,000 | 79,000 | 90,000 |
| Net interest income | 101,000 | 195,000 | 267,000 | 349,000 |
| Noninterest income | 34,000 | 49,000 | 59,000 | 113,000 |
| Noninterest expense | 195,000 | 362,000 | 619,000 | 964,000 |
| Provision for loan losses | 1,343,000 | 1,346,000 | 1,346,000 | 1,346,000 |
| Pretax income | -1,403,000 | -1,475,000 | -1,596,000 | -1,805,000 |
| Income tax | 0 | 0 | 1,000 | 1,000 |
| Net income | -1,403,000 | -1,475,000 | -1,597,000 | -1,806,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 722,000 | 651,000 | 529,000 | 366,000 |
| Total capital | 805,000 | 727,000 | 597,000 | 430,000 |
| Risk-weighted assets | 6,687,000 | 6,094,000 | 5,516,000 | 5,116,000 |