Call reports 2016
FIRST STATE BANK — 2016
What FIRST STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 12,910,000 | 12,710,000 | 11,125,000 | 11,037,000 |
| Total loans | 5,871,000 | 5,778,000 | 5,490,000 | 4,867,000 |
| Allowance for loan losses | 155,000 | 122,000 | 118,000 | 123,000 |
| Securities available for sale | 3,148,000 | 4,183,000 | 3,473,000 | 3,307,000 |
| Securities held to maturity | 85,000 | 85,000 | 70,000 | 70,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,920,000 | 10,701,000 | 8,707,000 | 8,834,000 |
| Interest-bearing deposits | 6,199,000 | 5,971,000 | 6,298,000 | 6,476,000 |
| Noninterest-bearing deposits | 4,721,000 | 4,730,000 | 2,409,000 | 2,358,000 |
| Equity capital | 1,449,000 | 1,465,000 | 1,474,000 | 1,367,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 147,000 | 297,000 | 446,000 | 582,000 |
| Interest expense | 14,000 | 24,000 | 41,000 | 60,000 |
| Net interest income | 133,000 | 273,000 | 405,000 | 522,000 |
| Noninterest income | 10,000 | 35,000 | 49,000 | 110,000 |
| Noninterest expense | 140,000 | 306,000 | 420,000 | 593,000 |
| Provision for loan losses | 3,000 | 2,000 | 22,000 | 49,000 |
| Pretax income | 0 | 0 | 26,000 | 4,000 |
| Income tax | 0 | 0 | 1,000 | 0 |
| Net income | 0 | 0 | 25,000 | 4,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,371,000 | 1,371,000 | 1,396,000 | 1,375,000 |
| Total capital | 1,492,000 | 1,480,000 | 1,493,000 | 1,464,000 |
| Risk-weighted assets | 9,645,000 | 8,719,000 | 7,723,000 | 7,102,000 |