Call reports 2020
PRIME ALLIANCE BANK — 2020
What PRIME ALLIANCE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 529,839,000 | 536,190,000 | 519,870,000 | 505,560,000 |
| Total loans | 454,460,000 | 440,443,000 | 426,744,000 | 421,132,000 |
| Allowance for loan losses | 12,214,000 | 14,970,000 | 17,852,000 | 9,691,000 |
| Securities available for sale | 40,716,000 | 57,549,000 | 71,529,000 | 74,839,000 |
| Securities held to maturity | 9,093,000 | 7,166,000 | 6,366,000 | 5,772,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 472,953,000 | 477,745,000 | 462,431,000 | 446,719,000 |
| Interest-bearing deposits | 452,034,000 | 452,489,000 | 437,060,000 | 424,371,000 |
| Noninterest-bearing deposits | 20,919,000 | 25,256,000 | 25,371,000 | 22,348,000 |
| Equity capital | 55,112,000 | 56,850,000 | 55,951,000 | 56,006,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 8,503,000 | 16,897,000 | 24,793,000 | 32,337,000 |
| Interest expense | 2,729,000 | 5,435,000 | 7,852,000 | 10,053,000 |
| Net interest income | 5,774,000 | 11,462,000 | 16,941,000 | 22,284,000 |
| Noninterest income | 16,000 | 28,000 | 39,000 | 243,000 |
| Noninterest expense | 1,362,000 | 2,668,000 | 3,795,000 | 5,160,000 |
| Provision for loan losses | 3,242,000 | 7,252,000 | 12,642,000 | 16,884,000 |
| Pretax income | 1,196,000 | 1,599,000 | 754,000 | 756,000 |
| Income tax | 6,000 | 6,000 | 6,000 | 6,000 |
| Net income | 1,190,000 | 1,593,000 | 748,000 | 750,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,197,000 | 55,637,000 | 54,773,000 | 54,803,000 |
| Total capital | 61,338,000 | 61,684,000 | 60,777,000 | 60,633,000 |
| Risk-weighted assets | 484,995,000 | 474,651,000 | 468,258,000 | 462,341,000 |