Call reports 2016
PRIME ALLIANCE BANK — 2016
What PRIME ALLIANCE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 221,816,000 | 232,326,000 | 235,750,000 | 248,942,000 |
| Total loans | 198,260,000 | 204,713,000 | 210,063,000 | 221,186,000 |
| Allowance for loan losses | 3,339,000 | 4,003,000 | 4,195,000 | 4,284,000 |
| Securities available for sale | 13,865,000 | 14,588,000 | 15,024,000 | 16,508,000 |
| Securities held to maturity | 8,137,000 | 7,845,000 | 6,977,000 | 6,621,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,162,000 | 205,193,000 | 203,766,000 | 217,643,000 |
| Interest-bearing deposits | 179,259,000 | 197,192,000 | 195,346,000 | 208,565,000 |
| Noninterest-bearing deposits | 8,903,000 | 8,001,000 | 8,420,000 | 9,078,000 |
| Equity capital | 26,393,000 | 26,575,000 | 27,469,000 | 28,283,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,952,000 | 6,194,000 | 9,440,000 | 12,770,000 |
| Interest expense | 570,000 | 1,212,000 | 1,884,000 | 2,581,000 |
| Net interest income | 2,382,000 | 4,982,000 | 7,556,000 | 10,189,000 |
| Noninterest income | 10,000 | 18,000 | -3,000 | 5,000 |
| Noninterest expense | 932,000 | 1,889,000 | 2,757,000 | 3,741,000 |
| Provision for loan losses | 443,000 | 1,988,000 | 2,753,000 | 3,259,000 |
| Pretax income | 1,017,000 | 1,123,000 | 2,043,000 | 3,194,000 |
| Income tax | 16,000 | 15,000 | 13,000 | 12,000 |
| Net income | 1,001,000 | 1,108,000 | 2,030,000 | 3,182,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,315,000 | 26,424,000 | 27,346,000 | 28,498,000 |
| Total capital | 29,100,000 | 29,405,000 | 30,343,000 | 31,581,000 |
| Risk-weighted assets | 222,109,000 | 237,195,000 | 238,377,000 | 245,269,000 |