Call reports 2015
PRIME ALLIANCE BANK — 2015
What PRIME ALLIANCE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 170,754,000 | 172,937,000 | 185,871,000 | 205,718,000 |
| Total loans | 140,867,000 | 147,112,000 | 158,072,000 | 176,690,000 |
| Allowance for loan losses | 2,671,000 | 3,015,000 | 3,193,000 | 2,642,000 |
| Securities available for sale | 12,402,000 | 13,819,000 | 14,113,000 | 14,204,000 |
| Securities held to maturity | 8,196,000 | 8,044,000 | 8,644,000 | 8,459,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,409,000 | 147,908,000 | 160,662,000 | 177,051,000 |
| Interest-bearing deposits | 135,735,000 | 137,148,000 | 149,262,000 | 168,452,000 |
| Noninterest-bearing deposits | 10,675,000 | 10,760,000 | 11,400,000 | 8,599,000 |
| Equity capital | 23,663,000 | 23,857,000 | 24,647,000 | 25,013,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,351,000 | 4,667,000 | 7,144,000 | 9,919,000 |
| Interest expense | 358,000 | 741,000 | 1,165,000 | 1,665,000 |
| Net interest income | 1,993,000 | 3,926,000 | 5,979,000 | 8,254,000 |
| Noninterest income | 22,000 | 94,000 | 116,000 | 137,000 |
| Noninterest expense | 942,000 | 1,824,000 | 2,838,000 | 3,693,000 |
| Provision for loan losses | 6,000 | 97,000 | 379,000 | 1,417,000 |
| Pretax income | 1,136,000 | 2,168,000 | 2,947,000 | 3,350,000 |
| Income tax | 0 | 4,000 | 4,000 | 5,000 |
| Net income | 1,136,000 | 2,164,000 | 2,943,000 | 3,345,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,506,000 | 23,814,000 | 24,593,000 | 24,995,000 |
| Total capital | 25,473,000 | 25,912,000 | 27,070,000 | 27,549,000 |
| Risk-weighted assets | 156,563,000 | 166,863,000 | 197,157,000 | 204,075,000 |