Call reports 2014
PRIME ALLIANCE BANK — 2014
What PRIME ALLIANCE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 145,443,000 | 149,323,000 | 163,326,000 | 164,305,000 |
| Total loans | 122,399,000 | 128,830,000 | 140,506,000 | 141,768,000 |
| Allowance for loan losses | 2,778,000 | 2,627,000 | 2,435,000 | 2,592,000 |
| Securities available for sale | 13,299,000 | 13,198,000 | 11,221,000 | 10,970,000 |
| Securities held to maturity | 5,385,000 | 5,787,000 | 6,399,000 | 8,435,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,343,000 | 124,322,000 | 140,627,000 | 140,532,000 |
| Interest-bearing deposits | 115,077,000 | 115,407,000 | 132,177,000 | 131,250,000 |
| Noninterest-bearing deposits | 9,266,000 | 8,915,000 | 8,450,000 | 9,281,000 |
| Equity capital | 19,997,000 | 20,977,000 | 22,259,000 | 23,333,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,069,000 | 4,210,000 | 6,770,000 | 9,185,000 |
| Interest expense | 298,000 | 599,000 | 943,000 | 1,298,000 |
| Net interest income | 1,771,000 | 3,611,000 | 5,827,000 | 7,887,000 |
| Noninterest income | 321,000 | 348,000 | 358,000 | 376,000 |
| Noninterest expense | 1,063,000 | 2,081,000 | 2,923,000 | 3,808,000 |
| Provision for loan losses | 17,000 | 23,000 | 139,000 | 220,000 |
| Pretax income | 1,012,000 | 1,855,000 | 3,115,000 | 4,227,000 |
| Income tax | 12,000 | 5,000 | 5,000 | 5,000 |
| Net income | 1,000,000 | 1,850,000 | 3,110,000 | 4,222,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,869,000 | 20,719,000 | 21,979,000 | 23,091,000 |
| Total capital | 21,546,000 | 22,534,000 | 23,855,000 | 25,023,000 |
| Risk-weighted assets | 133,045,000 | 144,277,000 | 149,414,000 | 153,785,000 |