Call reports 2013
PRIME ALLIANCE BANK — 2013
What PRIME ALLIANCE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 143,814,000 | 138,289,000 | 136,805,000 | 138,324,000 |
| Total loans | 115,112,000 | 116,415,000 | 114,034,000 | 116,467,000 |
| Allowance for loan losses | 3,132,000 | 2,432,000 | 2,467,000 | 2,638,000 |
| Securities available for sale | 17,419,000 | 16,465,000 | 16,016,000 | 13,459,000 |
| Securities held to maturity | 0 | 1,455,000 | 2,406,000 | 4,942,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,764,000 | 116,562,000 | 115,440,000 | 118,487,000 |
| Interest-bearing deposits | 105,166,000 | 109,036,000 | 106,189,000 | 110,476,000 |
| Noninterest-bearing deposits | 12,598,000 | 7,526,000 | 9,250,000 | 8,011,000 |
| Equity capital | 17,336,000 | 18,153,000 | 18,613,000 | 19,557,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,961,000 | 4,052,000 | 6,185,000 | 8,221,000 |
| Interest expense | 258,000 | 558,000 | 851,000 | 1,143,000 |
| Net interest income | 1,703,000 | 3,494,000 | 5,334,000 | 7,078,000 |
| Noninterest income | 13,000 | 21,000 | -325,000 | -172,000 |
| Noninterest expense | 858,000 | 1,749,000 | 2,689,000 | 3,584,000 |
| Provision for loan losses | 104,000 | 207,000 | 210,000 | 216,000 |
| Pretax income | 767,000 | 1,572,000 | 2,123,000 | 3,124,000 |
| Income tax | 4,000 | 4,000 | 3,000 | 3,000 |
| Net income | 763,000 | 1,568,000 | 2,120,000 | 3,121,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,701,000 | 18,035,000 | 18,588,000 | 19,590,000 |
| Total capital | 18,264,000 | 19,516,000 | 20,042,000 | 21,092,000 |
| Risk-weighted assets | 123,416,000 | 117,465,000 | 115,263,000 | 119,032,000 |