Call reports 2010
PRIME ALLIANCE BANK — 2010
What PRIME ALLIANCE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 129,112,000 | 121,913,000 | 113,588,000 | 104,725,000 |
| Total loans | 102,747,000 | 97,634,000 | 84,260,000 | 77,934,000 |
| Allowance for loan losses | 3,779,000 | 3,781,000 | 3,070,000 | 3,261,000 |
| Securities available for sale | 19,882,000 | 18,768,000 | 17,734,000 | 16,810,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,320,000 | 103,710,000 | 97,589,000 | 88,292,000 |
| Interest-bearing deposits | 106,757,000 | 99,792,000 | 94,340,000 | 84,469,000 |
| Noninterest-bearing deposits | 3,563,000 | 3,919,000 | 3,249,000 | 3,823,000 |
| Equity capital | 14,499,000 | 14,818,000 | 13,407,000 | 12,408,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,902,000 | 3,849,000 | 5,621,000 | 7,225,000 |
| Interest expense | 689,000 | 1,296,000 | 1,813,000 | 2,264,000 |
| Net interest income | 1,213,000 | 2,553,000 | 3,808,000 | 4,961,000 |
| Noninterest income | 6,000 | 203,000 | 125,000 | 121,000 |
| Noninterest expense | 893,000 | 2,062,000 | 2,943,000 | 4,581,000 |
| Provision for loan losses | 1,901,000 | 2,125,000 | 3,896,000 | 4,071,000 |
| Pretax income | -1,575,000 | -1,431,000 | -2,906,000 | -3,570,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,575,000 | -1,431,000 | -2,906,000 | -3,570,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,960,000 | 14,105,000 | 12,630,000 | 11,965,000 |
| Total capital | 15,380,000 | 15,427,000 | 13,796,000 | 13,031,000 |
| Risk-weighted assets | 111,199,000 | 103,305,000 | 91,376,000 | 83,084,000 |