Call reports 2016
CONNECTIONS BANK — 2016
What CONNECTIONS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 191,289,000 | 194,413,000 | 195,963,000 | 197,580,000 |
| Total loans | 148,556,000 | 151,740,000 | 153,213,000 | 153,986,000 |
| Allowance for loan losses | 1,266,000 | 1,334,000 | 1,397,000 | 1,440,000 |
| Securities available for sale | 32,686,000 | 32,793,000 | 30,725,000 | 29,386,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,229,000 | 170,018,000 | 171,176,000 | 173,539,000 |
| Interest-bearing deposits | 134,719,000 | 135,355,000 | 134,451,000 | 133,018,000 |
| Noninterest-bearing deposits | 32,510,000 | 34,663,000 | 36,724,000 | 40,521,000 |
| Equity capital | 19,155,000 | 19,578,000 | 19,889,000 | 19,167,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,261,000 | 4,477,000 | 6,756,000 | 9,028,000 |
| Interest expense | 189,000 | 375,000 | 566,000 | 747,000 |
| Net interest income | 2,072,000 | 4,102,000 | 6,190,000 | 8,281,000 |
| Noninterest income | 170,000 | 347,000 | 579,000 | 757,000 |
| Noninterest expense | 1,057,000 | 2,140,000 | 3,233,000 | 4,362,000 |
| Provision for loan losses | 68,000 | 135,000 | 203,000 | 270,000 |
| Pretax income | 1,206,000 | 2,263,000 | 3,542,000 | 4,617,000 |
| Income tax | 35,000 | -22,000 | 14,000 | 44,000 |
| Net income | 1,171,000 | 2,285,000 | 3,528,000 | 4,573,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,947,000 | 19,371,000 | 18,713,000 | 18,733,000 |
| Total capital | 20,213,000 | 20,705,000 | 20,110,000 | 20,173,000 |
| Risk-weighted assets | 135,587,000 | 140,028,000 | 143,994,000 | 146,341,000 |