Call reports 2015
CONNECTIONS BANK — 2015
What CONNECTIONS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 128,524,000 | 129,683,000 | 129,587,000 | 144,469,000 |
| Total loans | 95,259,000 | 100,453,000 | 100,544,000 | 107,707,000 |
| Allowance for loan losses | 1,154,000 | 1,170,000 | 1,181,000 | 1,197,000 |
| Securities available for sale | 24,272,000 | 23,794,000 | 23,251,000 | 22,579,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,927,000 | 108,800,000 | 112,301,000 | 127,346,000 |
| Interest-bearing deposits | 91,594,000 | 87,804,000 | 90,339,000 | 102,758,000 |
| Noninterest-bearing deposits | 20,333,000 | 20,996,000 | 21,962,000 | 24,589,000 |
| Equity capital | 11,548,000 | 11,509,000 | 12,234,000 | 12,318,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,445,000 | 2,920,000 | 4,440,000 | 6,022,000 |
| Interest expense | 132,000 | 264,000 | 402,000 | 546,000 |
| Net interest income | 1,313,000 | 2,656,000 | 4,038,000 | 5,476,000 |
| Noninterest income | 111,000 | 234,000 | 358,000 | 477,000 |
| Noninterest expense | 704,000 | 1,415,000 | 2,121,000 | 2,853,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 706,000 | 1,446,000 | 2,231,000 | 3,041,000 |
| Income tax | 20,000 | -31,000 | -6,000 | 17,000 |
| Net income | 686,000 | 1,477,000 | 2,237,000 | 3,024,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,555,000 | 11,492,000 | 12,211,000 | 12,299,000 |
| Total capital | 11,657,000 | 12,662,000 | 13,359,000 | 13,495,000 |
| Risk-weighted assets | 88,181,000 | 94,465,000 | 91,838,000 | 95,707,000 |