Call reports 2013
CONNECTIONS BANK — 2013
What CONNECTIONS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 102,059,000 | 103,556,000 | 101,632,000 | 108,316,000 |
| Total loans | 73,448,000 | 74,585,000 | 75,092,000 | 77,743,000 |
| Allowance for loan losses | 918,000 | 976,000 | 1,035,000 | 1,072,000 |
| Securities available for sale | 22,679,000 | 22,304,000 | 21,802,000 | 21,376,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,068,000 | 89,169,000 | 86,645,000 | 94,182,000 |
| Interest-bearing deposits | 71,336,000 | 72,721,000 | 69,688,000 | 73,350,000 |
| Noninterest-bearing deposits | 15,732,000 | 16,448,000 | 16,958,000 | 20,832,000 |
| Equity capital | 9,985,000 | 9,482,000 | 9,338,000 | 9,216,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,172,000 | 2,375,000 | 3,917,000 | 5,140,000 |
| Interest expense | 131,000 | 255,000 | 376,000 | 492,000 |
| Net interest income | 1,041,000 | 2,120,000 | 3,541,000 | 4,648,000 |
| Noninterest income | 219,000 | 386,000 | 555,000 | 710,000 |
| Noninterest expense | 530,000 | 1,046,000 | 1,590,000 | 2,189,000 |
| Provision for loan losses | 35,000 | 80,000 | 125,000 | 160,000 |
| Pretax income | 695,000 | 1,380,000 | 2,381,000 | 3,009,000 |
| Income tax | 26,000 | -66,000 | -37,000 | -19,000 |
| Net income | 669,000 | 1,446,000 | 2,418,000 | 3,028,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,893,000 | 9,170,000 | 9,382,000 | 9,392,000 |
| Total capital | 9,811,000 | 10,087,000 | 10,307,000 | 10,360,000 |
| Risk-weighted assets | 79,332,000 | 80,586,000 | 73,881,000 | 77,351,000 |